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Retail Assets

4 months ago

India HDFC Bank Full time

Department- Retail Assets - LAP- Job posted on- Feb 20, 2024- Employee Type- Permanent-Sales Vertical- Experience range (Years)- 0 - N.A.**Group Company**: HDFC Bank Limited

**Designation**: Retail Assets - LAP - Sales Executive (51_589_100149)

**Office Location**: DARBHANGA - BIHAR, DARBHANGA - BIHAR

**Position description**:
Retail Assets - LAP - Sales Executive

**Primary Responsibilities**:

- To source Business from the Branch Customer base / HNW of the Branch / Open Market.
- Cold Calling, Leaflet distribution.
- Meet the Customer at the residence or office, and collect / verify (KYC) documents with the original. Verify property documents.
- Visit & verify the property which is to be mortgaged.
- Negotiate with the customer for Rate & PF.
- Post sanction collect the disbursement docs
- Cross sell other Asset Products

**Additional Responsibilities**:

- Adhoc MIS as and when RSM/ZSM ask for Branch / DSA review at location level.

**Educational qualifications preferred**
- **Category**: Bachelor's Degree
- **Academic score**: Pass
- **Institution tier**: Any

**Required work experience**
- **Industry**: Banking preferred - but not a constraint
- **Role**: Sales
- **Years of experience**: 1 to 3

**Required Knowledge**:
Product knowledge

**Required Skills**:
1.Good Communication skills (English, Hindi and local language).

2.Selling Skills

3.Customer orientation

4.Relationship building

**Specific requirements**
- **Travel**: N/A
- **Vehicle**: N/A

**Other details**
- **Contract Types**: Permanent