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Mortgage Underwriter

4 months ago

Gandhinagar, India Tata Consultancy Services Full time

TCS BPS IS HIRING


JOB ROLE: Mortgage Underwriting – QC/QA


Location: Gandhinagar, Gujarat


Job Requirement:


  • Any fulltime Graduate.
  • Willingness to work in all shifts.
  • Mode of Salary credit should be through bank from all the employees (No Cash in hand).
  • All educational and employment documents are mandatory to have.
  • Candidates who are willing to relocate can also apply.



Skill requirement:


  • Graduate with 2+ years of experience in mortgage underwriting.
  • Should have knowledge of full loan cycle, 4C’s, Live Underwriting, Post close and prefunding.
  • Experience in analyzing income & employment, credit strength, property appraisal, check over debt to income (DTI) and Loan to Value (LTV) and all other information pertinent to the credit decision process on each mortgage application, as presented by the applicant.
  • Strong understanding of Desktop Underwriter (DU) and Loan Prospector (LP).
  • Exposure to the FNMA and FHLMC guidelines would be an added advantage.