Project Manager
3 weeks ago
Job Title: Product Manager – Mobile-based Fintech Applications
Company Overview: PayFi is a leader in financial technology, dedicated to providing innovative digital payment solutions that empower businesses and individuals. We are seeking an experienced Product Manager to enhance our mobile-based fintech applications, focusing on secure and scalable payment technologies.
Job Overview: The Product Manager will oversee the end-to-end lifecycle of mobile fintech products, including UPI, NPCI guidelines, TPAP integration, PPI, wallets, IMPS, NEFT, AEPS, and offline UPI. You will collaborate with cross-functional teams to deliver user-friendly and compliant fintech solutions.
Key Responsibilities:
- Product Strategy and Roadmap:
- Define and execute the product roadmap for mobile fintech applications.
- Develop strategies for integrating payment functionalities (UPI, IMPS, NEFT, etc.).
- Align product vision with market needs and regulatory requirements.
- Product Development:
- Lead the implementation of mobile payment solutions and prioritize feature development.
- Create detailed product requirements, including wireframes and specifications.
- Compliance and Regulatory Adherence:
- Ensure products meet regulatory standards from NPCI and other governing bodies.
- Stay updated on changes in payment regulations to ensure compliance.
- Customer Focus:
- Understand customer needs to enhance product experience.
- Define success metrics and use data-driven insights for continuous improvement.
- Product Launch and Marketing:
- Drive go-to-market strategies for new features and collaborate with marketing for effective product messaging.
- Data-Driven Decision Making:
- Monitor KPIs related to product usage and customer satisfaction, using insights for product iteration.
- Stakeholder Management:
- Collaborate with internal teams and external partners for seamless execution and compliance.
Qualifications:
- Education: Bachelor’s degree in Engineering (Computer Science) or related field.
- Experience: 6+ years in fintech or digital payments, with a strong background in payment APIs (UPI, NPCI, etc.).
- Domain Expertise:
- Deep understanding of digital payments and experience working with regulators (NPCI, RBI).
- Familiarity with payment gateways and mobile financial applications.
- Technical Skills:
- Proficiency in API integrations and cross-functional collaboration with tech and design teams.
- Soft Skills: Strong analytical, decision-making, and communication skills.
Preferred Qualifications:
- Hands-on experience with UPI switch implementation.
- Exposure to financial inclusion programs.
- Certification in Agile product management or fintech training is a plus.
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