Head of Credit

3 months ago

bangalore, India Discoveries Quintessential Full time
7+ yrs exp || Consumer credit roles || Hands-on underwriting experience
The company provides payment infrastructure across Southeast Asia, with a focus on Indonesia, the Philippines and Malaysia. The company has been growing rapidly since its inception in 2015, onboarding hundreds of new customers every month, and backed by global top-10 VCs. We’re proud to be featured on among the fastest growing companies by Y-Combinator.
We're looking for a passionate individual to be the Head of Credit in our Experiments team. Its an on-site opportunity in Singapore or Jakarta. You will be the 1st person in this team and will have an opportunity to build your own team your way. This team presents a unique opportunity for people who are looking to build something new, rather than scaling mature products.
What are we looking at:
Over 7 years of experience in consumer credit roles with a focus on data analysis, credit analysis, and modelling.
Demonstrated ability to manage and enhance a consumer credit portfolio.
Comprehensive expertise in credit risk modelling and machine learning methodologies and technologies.
Exceptional quantitative and analytical skills with the capacity to identify patterns, trends, insights, and to conduct risk/reward assessments.
Proficiency in SQL, Python, and AWS.
Key Responsibilities:
Build a credit business from the ground up with new, innovative products not yet available in the market
Develop credit granting processes for new and existing customers, from risk models to financial valuation models to determining appropriate product terms and limits
Push the boundaries of credit risk modeling and underwriting with data science

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