Risk Analyst

2 days ago

india, IN EXL Full time

Role Overview:

We are seeking an experienced Credit Risk Strategy Analyst to support and enhance our risk decisioning, portfolio performance, and credit lifecycle strategies. The ideal candidate will have strong expertise in banking risk, advanced SQL/Python skills, and hands-on experience with data visualization tools. This role involves evaluating credit performance, developing risk frameworks, and enabling data-driven insights that strengthen underwriting, portfolio monitoring, and collections strategies.


Key Responsibilities:

  • Design, implement, and optimize credit risk strategies across the customer lifecycle, including acquisition, underwriting, account management, and collections.
  • Conduct detailed risk analysis to identify trends, portfolio health indicators, and early warning signals.
  • Develop dashboards and performance reports using visualization tools (Power BI, Tableau, etc.) to support strategic decision-making.
  • Use SQL and Python to extract, manipulate, analyze, and model large datasets from multiple banking and risk systems.
  • Partner with product, policy, analytics, and compliance teams to refine decision rules and strengthen risk governance.
  • Support the creation of risk scorecards and segmentation frameworks for improved credit decisioning.
  • Evaluate performance of existing strategies and recommend enhancements based on data-driven insights.
  • Ensure compliance with internal risk policies, regulatory expectations, and audit requirements.
  • Document analytical outputs, methodologies, and recommendations for leadership review.


Required Skills & Experience:

  • 4–8 years of experience in Credit Risk Strategy, Banking Risk, or Risk Analytics.
  • Strong proficiency in SQL for data extraction and transformation.
  • Hands-on experience with Python for analytics, modeling, and automation.
  • Proficiency in data visualization tools (Power BI, Tableau, or equivalent).
  • Solid understanding of credit lifecycle, risk KPIs, and banking risk concepts.
  • Experience working with financial, credit bureau, and behavioral datasets.
  • Strong analytical thinking, problem-solving skills, and stakeholder communication abilities.


Preferred Qualifications:

  • Experience in retail lending, digital lending, credit cards, BNPL, or personal loans.
  • Knowledge of risk decision engines, strategy deployment, or rules configuration.
  • Familiarity with regulatory frameworks (RBI guidelines, Basel norms, credit risk governance).
  • Background in statistics, finance, economics, mathematics, or data science.

  • Risk Analyst

    4 days ago

    Gurugram, Haryana, India, IN Talentgigs Full time

    Job Title: Data Analyst – Predictive Modeling & Risk AnalyticsLocation: GurugramExperience :✔ Collect & clean large datasets✔ Use statistics to understand behaviour✔ Build predictive models to forecast outcomes✔ Calculate and assess business risks✔ Present insights through dashboards & reports✔ Help management make decisions with data

  • Senior Portfolio Risk Analyst

    4 days ago

    india, IN Arcana Full time

    Arcana is a portfolio intelligence platform used by hedge funds and asset managers to analyze performance and risk. We’re rethinking the tools institutional investors rely on—and we’re hiring analysts who want to drive that transformation.This isn’t a typical modeling-and-memos analyst role. Our analysts work directly with product, engineering, and...

  • Merchant Risk Analyst

    4 days ago

    Gurugram, Haryana, India, IN noon Full time

    Job Title: Merchant Risk AnalystLocation: Gurgaon, IndiaAbout noonWe’re building an ecosystem of digital products and services that power everyday life across the Middle East—fast, scalable, and deeply customer-centric. Our mission is to deliver to every door every day. We want to redefine what technology can do in this region, and we’re looking for a...

  • Junior Geo-Political Risk Analyst

    4 days ago

    india, IN MAX Security Full time

    Company Profile:MAX is Global Risk Management organization based out in Tel Aviv, Israel and its APAC HQ is based out of Mumbai. Led by veterans from Israeli Military Special Forces, Intelligence, Cyber and Secret Services we operate in 160 countries across the globe. We have capabilities in every continent across the world and carry the experience of 25 +...

  • Credit Risk Analyst with SAS

    4 days ago

    Gurugram, Haryana, India, IN EXL Full time

    Credit Risk Analyst with SASNote: Need only immediate or early joiners max up to 30 days.Required Skills & Qualifications:Bachelor's or Master’s degree in Statistics, Mathematics, Economics, Finance, or related field3+ years of experience in credit risk modeling or analytics in BFSI domainStrong experience in SAS and PythonStrong programming skills in SAS...

  • Financial Analyst

    4 days ago

    india, IN Arcana Full time

    We’re looking for world-class front-office Financial Analysts to join our mission at Arcana—a next-generation portfolio intelligence company powering hedge funds, and asset managers. This role isn’t your typical modeling-and-memos analyst gig. Our analysts work hand-in-hand with product, engineering, and data science to build the future of...

  • Credit Risk Analyst

    4 days ago

    Gurugram, Haryana, India, IN EXL Full time

    Role Overview:We are seeking a highly skilled professional with strong expertise in Credit Risk analytics and Machine Learning (ML) model development. The ideal candidate will be responsible for building, validating, and optimizing predictive models that support credit decisioning, risk assessment, and portfolio monitoring across the lending lifecycle. This...

  • Risk Management Specialist

    4 days ago

    Gurugram, Haryana, India, IN TalentOnLease Full time

    Job Description for Senior/Principal Analyst, Risk & Portfolio Mgmt (relevant experience: 2 - 4 years)The finance industry has ignored billions of deserving individuals. We are a mission driven team of finance, analytics and technology professionals, focused on driving financial inclusion to serve the underserved across their credit, savings and financial...

  • Tech-Functional Business Analyst – Signal

    4 days ago

    india, IN vueverse. Full time

    Role SummaryWe are looking for a highly experienced IT/Tech-Functional Business Analyst (12+ years) with deep expertise in Pharmacovigilance (PV) systems, specifically Signal Management and Risk Management modules. The role requires strong techno-functional capability to bridge business requirements with system design, configuration, integrations, and...

  • Business Intelligence Analyst

    4 days ago

    india, IN bluCognition Full time

    Business Intelligence Analyst - Risk Reporting Primary Purpose: Support the team requirements of creating risk reporting for business and risk teams. Job Description Reporting & Analysis: ● Develop foundational skills in understanding the fundamentals of Wex, its products and portfolios. ● Deepen understanding of data infrastructure and analytical tools...