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Chief Technology Officer

3 months ago

Bengaluru, Karnataka, India Kinara Capital Full time

About the Company:
Kinara Capital is a FinTech NBFC dedicated to driving Financial Inclusion in the MSME sector.

Our mission is to transform lives, livelihoods, and local economies by providing fast and flexible loans without property collateral to small business entrepreneurs.

Led by a women-majority management team, Kinara Capital values diversity and inclusion and fosters a collaborative working environment.

Kinara Capital is the only company from India recognized globally by the World Bank/IFC with a gold award in 2019 as 'Bank of the Year-Asia' for our innovative work in SME financing.

Kinara Capital is an RBI-registered Systemically Important NBFC.

Headquartered in Bangalore, we have 133 branches across Karnataka, Gujarat, Maharashtra, Andhra Pradesh, Telangana, Tamil Nadu, and UT Puducherry with more than 2100 employees.

EVP of Tech/Deputy CTO/CTO

Team:
Manage cross functional resources if required

Purpose of Job:

The Chief Technology Officer (CTO) is a key executive position responsible for driving the technological vision, strategy, and execution for the company's products.

Reporting directly to the
CEO, the CTO collaborates closely with other executives, product managers, engineers, and stakeholders to ensure the successful development, deployment, and enhancement of the company's product offerings to support business objectives.


Job Components/Responsibilities:

Technology Strategy:
Develop and communicate a clear technology strategy aligned with the company's overall goals and objectives. This includes identifying emerging technologies and trends that could impact the company's products and competitive position.

Product Development:

Lead the product development process from conception to launch, ensuring that products are delivered on time, within budget, and meet quality standards.

Collaborate with cross-functional teams to prioritize features and enhancements based on customer feedback and market demand.

Innovation and R&D:

Foster a culture of innovation within the technology organization, encouraging experimentation and creativity to drive continuous improvement and differentiation in the company's products.

Allocate resources for research and development initiatives that have the potential to create significant value for the business.

Technical Architecture:
Define and maintain the technical architecture for the company's products, ensuring scalability, reliability, and security. Evaluate and select appropriate technologies, platforms, and frameworks to support product development efforts.

Team Leadership :
Build and lead a high-performing team of engineers, developers, and technical experts. Provide mentorship, coaching, and professional development opportunities to team members to foster their growth and maximize their potential.

Cross-functional Collaboration: Collaborate closely with other functional areas, including product management, design, marketing, sales, and customer support, to ensure alignment and integration of technology initiatives with overall business objectives.

Work in a consultative fashion with other department heads, as an advisor of technologies that may improve their efficiency and effectiveness.

Help departments use technology profitably. Coordinating internal and external teams and dependencies to deliver solutions.

Risk Management :

Identify and mitigate technical risks that could impact the success of product development efforts or the company's ability to deliver value to customers.

Implement appropriate safeguards and contingency plans to minimize disruption and ensure business continuity.

Regulatory Compliance:
Stay abreast of relevant regulatory requirements and industry standards that affect the company's products.

Ensure that product development efforts comply with applicable laws, regulations, and best practices related to data privacy, security, and other areas of concern.


Vendor Management:

Evaluate and manage relationships with third-party vendors, service providers, and technology partners to augment internal capabilities and accelerate product development efforts when necessary.


Communication and Stakeholder Management:

Communicate effectively with executive leadership, board members, investors, and other stakeholders to provide updates on technology initiatives, progress against goals, and key challenges or opportunities facing the organization.


Budget Management:
Manage and monitor all tech expenses and budgets to maximize ROI and continually seek ways to reduce opex.

Qualifications:

  • Bachelor's degree in business administration, management, or a related field. Master's degree preferred.
  • Excellent project management skills with a track record of successfully driving complex projects to completion.
  • Strong analytical and problem-solving abilities.
  • Exceptional communication and interpersonal skills.
  • Ability to work effectively in a fast-paced and dynamic environment.
  • Ability to maintain confidentiality and handle sensitive information.

Other Requirements :

  • Treats people with respect; keeps commitments; inspires the trust of others; works ethically and with integrity; upholds organizational values; accepts responsibility for own actions.
  • Demonstrates knowledge of and adherence of company values; shows respect and sensitivity for cultural differences; educates others on the 3 value of diversity; promotes a working environment free of harassment of any type; builds a diverse workforce.

Competencies & Best Practices for High Performers:

  • High social responsibility and mission driven culture
  • Team player, High Integrity and focus on Building relationships
  • Compliance to policies, rules, and regulations
  • People oriented and Goal oriented

Reports to:

CEO

Place of work:
Bangalore