Credit Risk Manager

4 weeks ago

Bengaluru, India Straive Full time

Job Title: Manager/ Senior Manager- Credit Risk

Location: Bangalore/Hyderabad/Noida/Chennai (Hybrid)

Job Type: Fulltime

Years of Experience- 7+ years


Job Overview:


We are seeking a skilled and analytical Credit Risk Manager to join our Analytics. The ideal candidate will have a strong background in data analytics and risk assessment. He will be responsible for assessing the creditworthiness of potential customers, monitoring the credit risk of existing customers, and developing strategies to mitigate potential credit losses.


Roles and Responsibilities:


  • Utilize statistical models and data analytics tools to predict credit risk and assess the impact of economic changes on credit risk.
  • Develop and enhance credit risk and underwriting models and scorecards.
  • Continuously monitor the credit risk of existing customers and develop strategies to manage exposure.
  • Develop model documentation and work with model risk management to implement credit risk models and scorecards.
  • Conduct thorough analysis of financial statements, credit reports, and other relevant data to evaluate the creditworthiness of potential customers.


  • Generate reports and presentations outlining credit risk, and mitigation strategies for management review.
  • Collaborate with cross-functional teams, including risk management, model risk management, operations, and compliance.
  • Monitor industry trends, regulatory changes, and best practices to continually enhance fraud prevention strategies.



Skills Required:


  • Bachelor's degree in engineering, technology, computer science or related field. Master’s degree or certifications in fraud examination or risk management is a plus.
  • 3+ years of Team Management experience
  • 5+ years of proven data analytics experience in Model development, risk management, or a related field.
  • Experience in US banking domain.
  • Hands- on experience in Python/Pyspark, SQL, visualization tools like Power BI, Tableau, Qlikview.
  • Experience with risk models, risk assessment methodologies, and regulatory compliance.
  • Excellent communication and presentation skills with the ability to convey complex information clearly and concisely.
  • Detail-oriented with a proactive mindset toward problem solving and risk mitigation.
  • Ability to work collaboratively in a cross-functional team environment.

  • Credit Risk Manager

    4 weeks ago

    Bengaluru, India Straive Full time

    Job Title: Manager/ Senior Manager- Credit RiskLocation: Bangalore/Hyderabad/Noida/Chennai (Hybrid)Job Type: Fulltime Years of Experience- 7+ yearsJob Overview:We are seeking a skilled and analytical Credit Risk Manager to join our Analytics. The ideal candidate will have a strong background in data analytics and risk assessment. He will be responsible for...

  • Credit Risk Manager

    2 weeks ago

    Bengaluru, India Straive Full time

    Job Title: Manager/ Senior Manager- Credit Risk Location: Bangalore/Hyderabad/Noida/Chennai (Hybrid) Job Type: Fulltime Years of Experience- 7+ years Job Overview: We are seeking a skilled and analytical Credit Risk Manager to join our Analytics. The ideal candidate will have a strong background in data analytics and risk assessment. He will be...

  • Avp Wholesale Risk

    3 months ago

    Bengaluru, India Credit Saison Full time

    About Credit Saison: A Neo-Lending Conglomerate here to enable India's credit growth story, Credit Saison India, emboldened by our Global MNC parent, is here to accelerate India's credit growth story: by building a Technology-Led Neo-Lending Conglomerate.Across our verticals, we offer bespoke solutions to meet the various - credit needs of Individuals, SMEs,...

  • Manager, Credit Risk

    2 weeks ago

    Bengaluru, India Multiplier Full time

    What do we do? We're at the forefront of one of the most exciting evolutions of our generation - remote employment. No longer do employers have to hire limited to geographies, and no longer do employees have to worry about proximity to work and daily commutes. Today, companies can hire the best talent they can find, anywhere in the...

  • Manager, Credit Risk

    7 days ago

    Bengaluru, India Multiplier Full time

    What do we do? We're at the forefront of one of the most exciting evolutions of our generation - remote employment. No longer do employers have to hire limited to geographies, and no longer do employees have to worry about proximity to work and daily commutes. Today, companies can hire the best talent they can find, anywhere in the world. However,...

  • Credit Risk Analyst

    2 months ago

    Bengaluru, India Straive Full time

    Job Title: Analytics ConsultantLocation: Bangalore/Hyderabad/Chennai/Hyderabad/Kolkata/Mumbai- HYBRIDJob Type: Fulltime Years of Experience- 3-5 yearsJob Overview:We are seeking a skilled and analytical Credit Risk Analyst to join our Analytics. The ideal candidate will have a strong background in data analytics and risk assessment. The Credit Risk Analyst...

  • Credit Risk Analyst

    2 months ago

    Bengaluru, India Straive Full time

    Job Title: Analytics Consultant Location: Bangalore/Hyderabad/Chennai/Hyderabad/Kolkata/Mumbai- HYBRID Job Type: Fulltime Years of Experience- 3-5 years Job Overview: We are seeking a skilled and analytical Credit Risk Analyst to join our Analytics. The ideal candidate will have a strong background in data analytics and risk assessment. The Credit Risk...

  • Credit Risk Associate

    3 months ago

    Bengaluru, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** About CB Risk India**: The Commercial Banking Risk India team is part of the Credit Risk function for Commercial Bank at J.P. Morgan. Commercial Banking Risk India works closely with the in-country Bankers and Credit Executives and provides them with in-depth credit risk analysis of clients; as well as recommendations on risk grades. CB...

  • Junior Credit Underwriter

    3 weeks ago

    Jeevanbheemanagar, Bengaluru, Karnataka, India Namaste Credit Full time

    **About us**: Namaste Credit is a fintech organization which makes the entire business loan process better and transparent with the help of technology. We provide an API-enabled loan automation and management solution for banks and lenders. **Position: Junior Credit Underwriter** **Skills**: 1. Bachelor's degree in Finance, Accounting, or a related...

  • Junior Credit Underwriter

    2 weeks ago

    Jeevanbheemanagar, Bengaluru, Karnataka, India Namaste Credit Full time

    **About us**: Namaste Credit is a fintech organization which makes the entire business loan process better and transparent with the help of technology. We provide an API-enabled loan automation and management solution for banks and lenders. **Position: Junior Credit Underwriter** **Skills**: 1. Bachelor's degree in Finance, Accounting, or a related...

  • Credit Risk Associate

    3 months ago

    Bengaluru, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** About Commercial Banking Risk India**: The Commercial Banking Risk India is part of the Credit Risk function for Commercial Bank at J.P. Morgan and works closely with the in-country Underwriters and Credit Executives and provides them with in-depth credit risk analysis of clients; as well as recommendations on risk grades. **Role**:...

  • Credit Underwriting Intern

    4 weeks ago

    Jeevanbheemanagar, Bengaluru, Karnataka, India Namaste Credit Full time

    **About us**: Namaste Credit is a fintech organization which makes the entire business loan process better and transparent with the help of technology. We provide an API-enabled loan automation and management solution for banks and lenders. **Position: Junior Credit Underwriter** **Skills**: 1. Bachelor's degree in Finance, Accounting, or a related...

  • Junior Credit Underwriter

    3 months ago

    Jeevanbheemanagar, Bengaluru, Karnataka, India Namaste Credit Full time

    **About us**: Namaste Credit is a fintech organization which makes the entire business loan process better and transparent with the help of technology. We provide an API-enabled loan automation and management solution for banks and lenders. **Position: Junior Credit Underwriter** **Skills**: 1. Bachelor's degree in Finance, Accounting, or a related...

  • Credit Underwriting Intern

    3 months ago

    Jeevanbheemanagar, Bengaluru, Karnataka, India Namaste Credit Full time

    **About us**: Namaste Credit is a fintech organization which makes the entire business loan process better and transparent with the help of technology. We provide an API-enabled loan automation and management solution for banks and lenders. **Position: Junior Credit Underwriter** **Skills**: 1. Bachelor's degree in Finance, Accounting, or a related...

  • Junior Credit Underwriter

    3 months ago

    Jeevanbheemanagar, Bengaluru, Karnataka, India Namaste Credit Full time

    **About us**: Namaste Credit is a fintech organization which makes the entire business loan process better and transparent with the help of technology. We provide an API-enabled loan automation and management solution for banks and lenders. **Position: Junior Credit Underwriter** **Skills**: 1. Bachelor's degree in Finance, Accounting, Economics, or a...

  • Head Credit Risk

    1 month ago

    Bengaluru, India Taglynk Full time

    What would you do here Develop and continually improve credit risk policies based on portfolio trends and early warning signals. Portfolio Management, including early warning signals. Develop and manage the Credit Risk KPI tracking mechanism. Develop and manage the Expected Credit Loss/ Risk Estimation Model. Coordinate cross-functionally for the...

  • Head Credit Risk

    1 month ago

    Bengaluru, India Taglynk Full time

    What would you do hereDevelop and continually improve credit risk policies based on portfolio trends and early warning signals.Portfolio Management, including early warning signals.Develop and manage the Credit Risk KPI tracking mechanism.Develop and manage the Expected Credit Loss/ Risk Estimation Model.Coordinate cross-functionally for the communication,...

  • Risk Analyst

    1 month ago

    Bengaluru, India Credit Saison India Full time

    About Credit Saison India Established in 2019, CS India is one of the country’s fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintech's. Its tech-enabled model coupled with underwriting capability facilitates lending at...

  • Risk Analyst

    1 month ago

    Bengaluru, India Credit Saison India Full time

    About Credit Saison India Established in 2019, CS India is one of the country’s fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintech's. Its tech-enabled model coupled with underwriting capability facilitates lending at...

  • Avp Credit Risk

    4 months ago

    Bengaluru, India Time Hack Consulting India Full time

    **About the Company**: A fintech company based out of Bangalore and started in 2016. Our vision is to uncomplicate loans and give faster access to our users. We have a wide range of products from personal loans to wedding loans, vehicle loans, education loans, etc. We are a profitable fintech company looking to scale 10X in the next 3 years. **Role and...