Credit Product Lead

5 days ago


India Finance Technology (remote) Full time

Role Overview

As the Credit Product Lead, you will collaborate closely with stakeholders to evolve this MVP into a fully realized, market-ready product. We are looking for an individual with a strong analytical mindset, deep expertise in fintech products, underwriting, and risk management, as well as knowledge of trade credit insurance. In this role, you will develop best practices, refine credit models, and establish meaningful partnerships, bringing a mix of strategic insight and creative thinking. Under the guidance of our Executive Director of Credit Risk Management, you’ll gain hands-on experience and access to the expertise fueling this project’s success.


What You’ll Do

• Framework Enhancement & Testing: Work alongside key partners and industry experts to rigorously test, validate, and iterate on the product framework. Apply structured testing to ensure reliability, efficiency, and scalability.

• Underwriting & Risk Mitigation: Lead the creation of underwriting standards, working closely with banking and risk stakeholders to minimize exposure.

• Lead Financial Analysis & Product Development: Oversee the financial models, refining them to support product features, validate assumptions, and drive decision- making. Apply your expertise to ensure financial parameters align with industry standards and project goals.

• Credit Modelling & Fintech Framework Design: Develop and refine credit models tailored to our product needs, identifying data points that accurately predict creditworthiness and reduce risk. Establish frameworks that enable scaling and adaptability within diverse credit ecosystems.

• Data-Driven Product Innovation: Continuously assess market and data insights to develop product and improve accuracy, efficiency, and user experience. Drive a product strategy that balances innovative fintech solutions with practical, data-based functionality.

• Collaborate with Key Partners: Engage with esteemed partners, internal stakeholders, and cross-functional teams to align business needs with product outcomes.


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